Terms and Conditions

Welcome to bizvalorhub.com (hereinafter referred to as "BizValor"). The services and products provided through this website are subject to the following Terms and Conditions (hereinafter referred to as "the Terms"). To protect your rights and ensure a smooth experience, please carefully read these Terms, the Privacy Policy, and any other related terms that may be published in the future. By using our services, you agree to fully comply with and be bound by the following terms.

1. Acceptance of Terms

1.1 Agreement to Terms

When you begin using BizValor’s services or register as a member, it indicates that you have read, understood, and agree to accept all the terms outlined here. Additionally, by using specific services on the website, you may be required to comply with separate terms related to that particular service. These additional terms will be considered part of this agreement.

1.2 Changes to Terms

BizValor reserves the right to modify or revise these Terms at any time. Any updates or changes will take effect immediately upon being posted on the website and will replace any prior terms. If you continue to use BizValor’s services after such modifications, it signifies your agreement to the revised Terms.

1.3 Disagreement with Terms

If you do not agree to the Terms, Privacy Policy, or the current and future modifications to the services, you may choose to stop using the services. You can also cancel your membership by emailing BizValor’s support team and discontinuing your use of the services.

2. Visitors and Membership Terms

2.1 General Visitors

1. General visitors who do not register as members will not have access to member benefits. Additionally, BizValor does not provide personalized privacy settings or access history management functions for non-members.
2. Any individual visitor can browse and access the publicly available content provided by BizValor, including but not limited to articles, images, videos, and advertisements. However, to access content or products restricted to registered members, you must first create a member account and log in to enjoy the benefits provided to members.

2.2 Membership Registration

1. You are required to provide accurate, current, and complete information during the registration process (hereinafter referred to as "Member Information").
2. Members must maintain and update their Member Information. If you provide false, inaccurate, or incomplete information, or if BizValor has reasonable grounds to suspect that such information is inaccurate or incomplete, BizValor reserves the right to suspend or terminate your membership and deny you future access to our services.
3. Any individual can obtain membership to BizValor by following the registration process provided on the website. If you are registering on behalf of a company, legal entity, or other organization, you must declare that the company or organization is legally established and in good standing, and you confirm that you have the legal authority to bind the company or organization to these Terms. If you are representing your employer or another legal entity, you confirm that you have the necessary legal rights to ensure that your employer or the legal entity complies with these Terms.
4. If you are under the age of 16, a parent or legal guardian must review, understand, and agree to these Terms on your behalf before you can register as a member. By completing the registration process, you confirm that you have obtained the necessary consent from your parent or legal guardian.

2.3 Membership Benefits

1. Once you register as a member of BizValor, you are entitled to access various free services, including but not limited to:
   • Account management
   • Newsletter subscriptions
2. If members wish to access paid products or services, the terms and conditions for those products or services will be separately agreed upon. Members must carefully read and accept the terms associated with paid products before completing the purchase process in order to access the paid products and services.

2.4 Account Security

1. BizValor uses Google/Facebook/Apple third-party login options and does not store login passwords or any other information during the login process.
2. If you discover that your account has been illegally accessed or used without authorization, or if you notice a security breach on BizValor, you must immediately notify the website and provide relevant evidence. BizValor will take appropriate actions to protect your rights. However, BizValor does not guarantee compensation or assume responsibility for any damages or losses resulting from the unauthorized use of your account.

3. User Conduct

3.1 Responsibility for Conduct

1. BizValor is a public platform, and you are solely responsible for your actions on the website. You are fully responsible for any text, images, photos, music, videos, software, messages, data, or any other materials that you post or transmit to other members (hereinafter referred to as "User Content"). BizValor does not control the User Content posted through the platform and does not guarantee its accuracy, integrity, or quality. Under no circumstances will BizValor be liable for any errors or omissions in User Content, or for any loss or damage incurred as a result of the use of any User Content posted, emailed, or transmitted via the platform.
2. Any content you upload, transmit, or provide to BizValor is considered authorized for BizValor’s use for operational or promotional purposes. Without limitation, BizValor reserves the right to edit, modify, reproduce, distribute, publish, and publicly display such content. You warrant that you have the necessary legal rights to authorize BizValor to use your content, and that the use of your content does not infringe on any third-party intellectual property rights or other legal rights. Should any violations arise from your content, you agree to assume full liability for any damages or claims made against BizValor.

4. Prohibited Conduct

4.1 General Rules

You agree not to engage in any conduct that could harm or compromise the security of BizValor, or prevent others from using the services. You must not interfere with the operation of BizValor or use the platform in a way that causes harm or excessive burden to the website or its users.

4.2 Specific Prohibited Conduct

1. You must not post or transmit any content that is defamatory, obscene, offensive, or unlawful, including but not limited to content that is harassing, threatening, abusive, violent, or hateful.
2. You must not upload, publish, or distribute any illegal or unauthorized content, including but not limited to material that infringes the rights of others, such as intellectual property rights or privacy rights.
3. You must not impersonate any person or entity, or falsely claim affiliation with any individual or organization while using BizValor's services.
4. You must not attempt to gain unauthorized access to any part of BizValor, including user accounts, systems, or networks, by hacking, password mining, or any other means.
5. You must not use BizValor to send spam, unsolicited marketing messages, or any other unauthorized communications.
6. You must not upload or distribute any viruses, malware, or harmful code that could disrupt the functionality of BizValor or harm other users.
7. You must not modify, reverse-engineer, decompile, or disassemble any part of BizValor’s services or content.
8. You must not collect or harvest personal data from other users without their consent, including but not limited to email addresses or other identifying information.
9. You must not use automated means (such as bots or scrapers) to access BizValor or collect information from the website.
10. You must not engage in activities that disrupt the normal operation of BizValor, including denial-of-service attacks or other attempts to overload the system.
11. You must not use BizValor for illegal activities or in violation of any local, state, national, or international laws or regulations.
12. You must not link to or frame BizValor’s content without prior written consent.

4.3 Legal Actions

BizValor reserves the right to investigate and take appropriate legal action against any user who violates these terms. This may include suspending or terminating user accounts, or pursuing civil or criminal proceedings as necessary.

5. Copyright Notice

5.1 Ownership of Content

BizValor provides access to content and information on the website, including but not limited to the website design, layout, text, images, videos, graphics, reports, logos, and other materials. All of these are protected by local and international copyright laws, trademark laws, and other intellectual property rights. The ownership of such content resides with BizValor or the respective rights holders.

5.2 Restrictions on Use

The content and information available on BizValor are provided for individual, non-commercial use only. Any commercial use, including reproduction, distribution, publication, public display, public performance, adaptation, modification, rental, or sale of the content, requires prior written permission from BizValor. Even if the content has been accessed via BizValor, you are not permitted to use it for any other purpose without explicit authorization.

5.3 Reporting Copyright Infringement

If you believe that your intellectual property rights have been violated by content on BizValor, you can notify us by contacting our support team via email. BizValor reserves the right to investigate and take appropriate actions regarding any reported intellectual property infringement.

6. DMCA (Digital Millennium Copyright Act)

6.1 Compliance with DMCA

BizValor complies with the Digital Millennium Copyright Act ("DMCA") and respects the intellectual property rights of others. Under the DMCA, we take action to remove or disable access to any infringing content once we are properly notified.

6.2 Filing a DMCA Notice

If you believe that content on BizValor infringes upon your copyright, you may file a DMCA notice. The following information must be included in your notification:

1. A description of the copyrighted work that you claim has been infringed;
2. A description of where the material that you claim is infringing is located on the site;
3. Your contact information, including an email address and phone number;
4. A statement that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law;
5. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the copyright owner;
6. Your physical or electronic signature.

6.3 Response to DMCA Notices

Upon receiving a valid DMCA notice, BizValor will take necessary actions, which may include removing or disabling access to the infringing content. BizValor will promptly notify the person responsible for the content about the removal, and they may have the opportunity to file a counter-notification if they believe the content was removed in error.

6.4 Contact Information for DMCA Notices

To submit a DMCA notification, please contact our designated Copyright Agent at hello@bizvalorhub.com

7. Privacy Policy

7.1 Data Protection

Regarding your personal information and member data, BizValor will comply with our Privacy Policy to protect your privacy. All terms and conditions outlined in the Privacy Policy are considered an integral part of these Terms. For more details, please refer to our full Privacy Policy.

8. Children and Teenager Protection

8.1 Parental Responsibilities

To ensure the safety of children and teenagers when using the internet and to prevent privacy violations, parents or guardians are required to fulfill the following responsibilities:

1. Please carefully read BizValor’s Privacy Policy and decide whether to consent to the provision of personal data. Parents should instruct children and teenagers not to disclose any personal information about themselves or their family members (including names, phone numbers, addresses, emails, photos, and credit card numbers) without parental permission.
2. According to COPPA, if a child under the age of 13 wishes to use BizValor’s services, parents or guardians must supervise the use. For teenagers between the ages of 13 and 16, parental or guardian consent is required before they may access the services.

9. Disclaimer

9.1 Limitation of Liability

1. BizValor will fulfill its obligations to provide services according to these Terms, but only within the limits of reasonable technical expertise and knowledge. You agree that BizValor provides the services "as is" and "as available."
2. You acknowledge and agree that you use BizValor’s services at your own risk, and you assume full responsibility for any damage to your data or information resulting from your use of the services. You are solely responsible for safeguarding your information.
3. You understand and agree that BizValor does not provide any warranties, express or implied, regarding the services, including but not limited to their merchantability, fitness for a particular purpose, or non-infringement. BizValor specifically does not guarantee the following:
   • That the services will meet your needs.
   • That the services will be uninterrupted, timely, secure, or error-free.
   • That the results obtained from the use of the services will be accurate or reliable.
   • That the services will meet your expectations.

9.2 Exclusion of Liability

1. You agree that, under no circumstances, will BizValor be liable for any legal responsibility or damages arising from the following situations, including but not limited to:
   • Use of any other websites or services linked to by BizValor.
   • Inability to use BizValor’s services or access other linked services.
   • Errors or issues related to the content provided on BizValor.
   • Any disruptions or malfunctions related to BizValor or its services.
2. You understand and agree that BizValor will not be held responsible for any damages, including direct, indirect, incidental, or consequential damages, resulting from the following situations:
   • The use of or the inability to use BizValor’s services or any other linked services.
   • Errors or mistakes in any content provided by BizValor.
   • Any unauthorized access or use of our secure servers and any personal information stored therein.
   • Any bugs, viruses, or other harmful components that may be transmitted through BizValor’s services.
3. You agree that BizValor is not responsible for verifying the accuracy, completeness, reliability, or availability of any content or information provided through its services. You acknowledge and agree that BizValor is not liable for any losses or damages resulting from your reliance on such content or information.

9.3 Affiliate Disclaimer

BizValor may engage in affiliate marketing, which means we may earn commissions from the products or services we promote. When you click on affiliate links on our website and make a purchase, we may receive a commission at no extra cost to you. This helps support our work and allows us to continue providing valuable content and services. For more details, please refer to our full Affiliate Disclaimer.

10. System Interruptions or Failures

10.1 Nature of Interruptions

Due to the nature of internet services, BizValor’s services may experience interruptions, delays, or failures, which may result in inconvenience or loss of data, errors, or other issues. BizValor will respond to these situations in a timely manner, but in the event of force majeure or other circumstances beyond our control, you acknowledge and agree that BizValor will not be responsible for any inconvenience, data loss, or damage resulting from service interruptions or failures. BizValor is not liable for any damages, losses, or the recovery of lost data resulting from such interruptions.

11. Advertisements

11.1 Advertisement Content

BizValor may collaborate with advertisers to display advertising content on the website, including but not limited to text and images. The content of these advertisements is provided by the advertisers or product/service providers. You acknowledge and agree that BizValor is not responsible for evaluating or verifying the accuracy or suitability of the advertisements.

11.2 Prohibited Actions

You agree not to engage in any unlawful actions, including blocking, manipulating, or clicking on advertisements using automated software or other unethical practices. This includes artificially inflating advertisement views or clicks outside the reasonable scope of normal viewing behavior.

11.3 Advertiser Relationships

If you have any questions or concerns regarding the advertisements displayed on BizValor, or about BizValor's relationship with advertisers, please refer to our advertising policy for further details.

12. Third-Party Links

12.1 External Links

BizValor’s services may include links to third-party websites or services. The content and services provided by these external sites are managed by their respective owners and are outside of BizValor’s control. BizValor cannot guarantee the quality, accuracy, or legality of the content provided by third-party websites. You acknowledge and agree that it is your responsibility to assess whether the content of these external sites is suitable for your use. BizValor is not responsible for any third-party links or their content.

13. Cookie Usage

13.1 Use of Cookies

BizValor may use cookies to enhance your browsing experience and provide personalized services tailored to your needs. Cookies are a small piece of data stored on your device that allows the website to recognize your browser and track certain information.

By using BizValor, you consent to the use of cookies. However, you are free to adjust your browser settings to refuse cookies or delete specific cookies at any time. Certain features, such as login preferences or privacy settings, may be restricted if cookies are disabled.

If you choose to disable cookies, you may experience limitations in accessing some of the services or features provided by BizValor. If you have any requests related to the use or processing of cookies, or if you wish to stop using the services, you can contact BizValor for assistance. By submitting such a request, you acknowledge that you are discontinuing your use of the services.

14. Termination of Agreement

14.1 Termination by User

You may terminate your membership at any time by emailing BizValor’s support team hello@bizvalorhub.com to request the closure of your account.

14.2 Termination by BizValor

BizValor reserves the right to suspend or terminate your account for any reason, including but not limited to inactivity or violation of these Terms. You acknowledge that if your account is terminated, BizValor has the right to delete your related data and is not liable to you or any third party for the termination.

15. Indemnity

15.1 User Liability

You agree to indemnify and hold harmless BizValor and its affiliates from any and all claims, damages, losses, or liabilities arising from your use of the services, including any violations of these Terms. This includes damages resulting from user-submitted content or any third-party claims arising from your conduct on the website. You agree to cooperate fully in the defense of any legal claims or actions.

16. Provision of Services

16.1 Service Modifications

You agree and acknowledge that BizValor is entitled to modify, improve, or discontinue any of its services at its sole discretion and without prior notice, even if this results in your inability to access certain information. BizValor reserves the right to make changes or updates to the services provided in order to enhance platform performance and user experience.

16.2 Subsidiary Services

Furthermore, you agree and acknowledge that BizValor is entitled to provide services through its subsidiaries or affiliated entities. BizValor may also make changes to or discontinue certain features without prior notice, ensuring that the platform continues to meet its operational and user demands efficiently.

17. Miscellaneous

17.1 Entire Agreement

These Terms of Use, along with the Privacy Policy and any other legal terms associated with the use of BizValor, constitute the entire agreement between you and BizValor. They supersede any prior agreements or communications between you and BizValor concerning your use of the services.

17.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

17.3 Governing Law and Jurisdiction

You expressly understand and agree to submit to the personal and exclusive jurisdiction of the courts of the country, state, province, or territory determined solely by BizValor to resolve any legal matter arising from these Terms or related to your use of BizValor. If any court of law having jurisdiction over this matter rules that any provision of these Terms is invalid, then that provision will be removed, and the remaining Terms will continue to be valid and enforceable.

17.4 Contact Information

If you have any questions or concerns regarding these Terms, please contact us via email at hello@bizvalorhub.com